As a member company, you may wish to consider the following plans for your employee benefit package:
| Covered Lives Less than 15 15 to 49 50 lives or more |
Amount $20,000 1x salary to $50,000 ($25,000 minimum) Per ING Guidelines (case by case) |
Waiver of premium if an employee becomes totally disables* before age 60. Accelerated life benefit, which allows a terminally ill employee* to collect up to 50 percent of insurance benefits (Defined in the certificate).
Supplemental Life Rates. Rates per $1,000 per month.
| Age | Rates |
| Less than 25 years 25 - 29 years 30 - 34 years 35 - 39 years 40 - 44 years 45 - 49 years 50 - 54 years 55 - 59 years 60 - 64 years 65 - 69 years 70 or more years |
$.06 $.07 $.09 $.11 $.17 $.29 $.48 $.75 $1.17 $2.10 $3.79 |
Short Term Disability (STD):
Income protection for employees in employer-sponsored plans insured by ING Employee Benefits.
STD rates available for employees of participating Chamber members with less than ten coveraged employees. Rates per $10 of covered benefit.
| Age | 13-week benefit | 26-week benefit |
| Less than 30 years 30 - 39 years 40 - 49 years 50 - 54 years 55 - 59 years 60 - 64 years 70 years or more |
$.46 $.46 $.49 $.58 $.76 $.88 $1.00 |
$.58 $.58 $.64 $.77 $1.01 $1.17 $1.34 |
Long Term Disability:
Income protection, for employees in employer-sponsored plans insured by ING Employee Benefits.
All participating members are eligible for a premium holiday if the LTD plan meets the year-end target loss rates.
| Age | 3-Month Elimination Period | 6-Month Elimination Period |
| Less than 25 years 25 - 29 years 30 - 34 years 35 - 39 years 40 - 44 years 45 - 49 years 50 - 54 years 55 - 59 years 60 years or more |
$.23 $.29 $.385 $.50 $.645 $.84 $1.09 $1.42 $1.85 |
$.18 $.24 $.31 $.40 $.52 $.68 $.88 $1.15 $1.49 |
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