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Local COVID-19 resource database

Businesses around Minnesota need assistance to withstand the challenges of COVID-19. Many cities and counties throughout the state have grant or loan programs available to businesses, so their local economies can compete and thrive. The Minnesota Chamber’s Grow Minnesota! Partnership has compiled a list of available funding at the city and county level.

Find your community on this list, and apply for valuable resources to keep your company operating. If you don’t see your community on this list, email growminnesota@mnchamber.com, and Grow Minnesota! Partnership staff will get back to you with details about your area.

 

 
CITY / COUNTY
GRANT
LOAN
OTHER
DATES
DESCRIPTION AND LINK
Albany   x SEE STEARNS COUNTY    
Albertville   x SEE WRIGHT COUNTY    
Annandale   x SEE WRIGHT COUNTY    
Atwater   x SEE KANDIYOHI COUNTY    
Aurora x x   CURRENTLY CLOSED East Range Joint Powers Board loan/grant assistance program for the communities of Hoyt Lakes, Aurora, Biwabik and the Town of White. Click here
Aurora     SEE ST. LOUIS COUNTY    
Avon   x SEE STEARNS COUNTY    
Babbitt     SEE ST. LOUIS COUNTY    
Becker County   x     Midwest Minnesota Community Development Corporation (MMCDC) Small Business Emergency Loan. The loan is for small businesses impacted by COVID-19. Maximum $50,000 and 3.5% interest rate. Fast approval process. Minnesota service area includes Hubbard, Becker, Red Lake, Pennington, and Polk counties. Click here
Becker   x SEE SHERBURNE COUNTY    
Belgrade   x SEE STEARNS COUNTY    
Bemidji   x SEE BELTRAMI COUNTY    
Beltrami County   x     Emergency Loan Fund for businesses that are either located within Beltrami County or 15 miles of Bemidji. Emergency Funds are in the form of a participation loan with banks on lines of credit. Ex. If a business needs a line of credit and the bank is able to extend hypothetically $50,000, Greater Bemidji will match it at 0%. The business would get a $100,000 working capital line from the bank. Contact Dave Hengel at Greater Bemidji
Big Lake   x SEE SHERBURNE COUNTY    
Biwabik   x   CURRENTLY CLOSED East Range Joint Powers Board loan/grant assistance program for the communities of Hoyt Lakes, Aurora, Biwabik and the Town of White. Click here
Biwabik     SEE ST. LOUIS COUNTY    
Bloomington   x SEE HENNEPIN COUNTY    
Brooklyn Center   x SEE HENNEPIN COUNTY    
Brooklyn Park   x   OPENS 4/24/20 Brooklyn Park Emergency Deferred Small Business Loan through the Brooklyn Park Development Corporation (BPDC). 12 Month deferred payment, 0% interest, available to businesses with less than 20 employees and less than $2 million annual revenue. Eligible for forgiveness after one year. Click here
Brooklyn Park   x SEE HENNEPIN COUNTY    
Buffalo   x SEE WRIGHT COUNTY    
Buhl     SEE ST. LOUIS COUNTY    
Byron   x     Bryon EDA COVID-19 Loan Program. Low interest loans of up to $5,000 to qualified businesses. Click here
Champlin   x SEE HENNEPIN COUNTY    
Chishold     SEE ST. LOUIS COUNTY    
Clearwater   x SEE STEARNS COUNTY    
Cloquet   x   OPENS 5/20/20 Cloquet EDA Small Business Assistance Loan (COVID-19 Fund). The purpose of this fund is to prevent permanent closure of City of Cloquet for-profit businesses during and after the COVID-19 pandemic. Maximum loan $20,000 and 2% interest rate. Click here
Cohasset   x SEE ITASCA COUNTY    
Cokato   x SEE WRIGHT COUNTY    
Cold Spring   x SEE STEARNS COUNTY    
Coleraine   x SEE ITASCA COUNTY    
Corcoran   x SEE HENNEPIN COUNTY    
Crookston   x SEE POLK COUNTY    
Crystal   x SEE HENNEPIN COUNTY    
Dassel   x SEE MEEKER COUNTY    
Dayton   x SEE HENNEPIN COUNTY    
Deephaven   x SEE HENNEPIN COUNTY    
Delano   x SEE WRIGHT COUNTY    
Detroit Lake   x SEE BECKER COUNTY    
Duluth x x   CURRENTLY HAVE RECEIVED MORE APPLICATIONS THAN THEY CAN FUND COVID Fast Grants Program. City of Duluth also has other regular business incentives and loan programs available. Click here
Duluth     SEE ST. LOUIS COUNTY    
East Grand Forks   x     Small Business Relief Loans. Click here
East Grand Forks   x SEE POLK COUNTY    
Eden Prairie   x SEE HENNEPIN COUNTY    
Edina   x SEE HENNEPIN COUNTY    
Elk River   x SEE SHERBURNE COUNTY    
Elk River     x   City and county funds may be available. Click here
Ely     SEE ST. LOUIS COUNTY    
Eveleth     SEE ST. LOUIS COUNTY    
Excelsior   x SEE HENNEPIN COUNTY    
Fertile   x SEE POLK COUNTY    
Fosston   x SEE POLK COUNTY    
Frazee   x SEE BECKER COUNTY    
Gilbert     SEE ST. LOUIS COUNTY    
Golden Valley   x SEE HENNEPIN COUNTY    
Grand Rapids   x     GREDA Emergency Working Capital Loan (City of Grand Rapids). Click here
Grand Rapids   x SEE ITASCA COUNTY    
Greenfield   x SEE HENNEPIN COUNTY    
Hastings     x   Deferring Property Tax Fee until July 15th. Click here
Hastings x       HEART Grant program. Hastings Economic Development and Redevelopment Authority approved $200,000 for local business grants. CLOSED TO APPLICATIONS
Hennepin County x     OPENS NOON 5/19-5/26 Hennepin County Small Business Relief Program (HC SBR). Self-employed entrepreneurs and business owners with no additional employees will be able to apply for grants of $1,500 up to $3,000 starting Tuesday, May 19 at noon. Click here
Hennepin County x     CLOSED Hennepin County Small Business Relief Program (HC SBR) has a total of $12 million. A $1 million pool of grant funds will be available to sole proprietors with no employees and self-employed persons. Click here.
Hermantown     SEE ST. LOUIS COUNTY    
Hibbing     SEE ST. LOUIS COUNTY    
Hopkins   x SEE HENNEPIN COUNTY    
Howard Lake   x SEE WRIGHT COUNTY    
Hoyt Lakes x x   CURRENTLY CLOSED East Range Joint Powers Board recently created a loan/grant assistance program for the communities of Hoyt Lakes, Aurora, Biwabik and the Town of White. Click here
Hoyt Lakes     SEE ST. LOUIS COUNTY    
Hubbard County   x     Midwest Minnesota Community Development Corporation (MMCDC) Small Business Emergency Loan. The loan is for small businesses impacted by COVID-19. Maximum $50,000 and 3.5% interest rate. Fast approval process. Minnesota service area includes Hubbard, Becker, Red Lake, Pennington, and Polk counties. Click here
Independence   x SEE HENNEPIN COUNTY    
Itasca County   x     IEDC Small Business Relief Loan for businesses located in Itasca County. Up to $25,000 at 0% interest. Contact Rob Sjostrand, IEDC, at 218-256-3273 or rsjostrand@itascadv.orgClick here
Kandiyohi County   x     Kandiyohi County EDC COVID-19 Business Assistance Loan Program. Click here
Keewatin   x SEE ITASCA COUNTY    
Litchfield   x SEE MEEKER COUNTY    
Little Falls   x     Little Falls Emergency Loan. Click here
Little Rock   x SEE BELTRAMI COUNTY    
Long Lake   x SEE HENNEPIN COUNTY    
Luverne     x   Stop Gap Utility Deferred Loan Program. Holly Sammons, EDA Director, at hsammons@cityofluverne.org or 507-449-5033
Mankato   x   SUBMIT APPLICATIONS BY 6/1/20 Mankato Sustaining Loan Program is for Mankato businesses with 50 or fewer employees who have had a revenue decrease of 50% of more due to the COVID-19 pandemic. Maximum loan $5,000 at 0% interest. Click here
Maple Grove   x   OPENS 5/11/20 Maple Grove EDA COVID-19 Emergency Loan Fund (COVID ELF). Forgivable no-interest business loans of up to $10,000. Click here 
Maple Grove   x SEE HENNEPIN COUNTY    
Maple Lake   x SEE WRIGHT COUNTY    
Maple Plain   x SEE HENNEPIN COUNTY    
Marshall   x     Marshall EDA COVID-19 Emergency Loan. Maximum loan amount is $5,000 at 0% interest for qualifying businesses. Click here
Medina   x SEE HENNEPIN COUNTY    
Meeker County   x     Meeker County EDA COVID-19 Business Emergency Loan. The EDA will provide an interest-free $5,000 loan for eligible businesses. Click here
Melrose   x SEE STEARNS COUNTY    
Minneapolis   x Technical assistance services   Business Technical Assistance Program (BTAP). Click here
Minneapolis   x   CURRENTLY CLOSED Coronavirus Gap Funding. Click here
Minneapolis   x SEE HENNEPIN COUNTY    
Minnetonka   x     Minnetonka Small Business Emergency Loan. CLOSED TO APPLICATIONS
Minnetonka   x SEE HENNEPIN COUNTY    
Minnetrista   x SEE HENNEPIN COUNTY    
Monticello   x SEE WRIGHT COUNTY    
Montrose   x SEE WRIGHT COUNTY    
Moorhead   x     Moorhead Loan Fund. Revolving loan fund administered by the West Central Initiative for businesses located in the City of Moorhead. Funds can be used for impacts related to COVID-19. Click here
Mound   x SEE HENNEPIN COUNTY    
Mountain Iron     SEE ST. LOUIS COUNTY    
Nashwauk   x SEE ITASCA COUNTY    
New Hope   x SEE HENNEPIN COUNTY    
New London   x SEE KANDIYOHI COUNTY    
North Mankato   x     COVID-19 Assistance Loan Program. Click here
Orono   x SEE HENNEPIN COUNTY    
Osseo   x SEE HENNEPIN COUNTY    
Otsego   x SEE WRIGHT COUNTY    
Park Rapids   x      
Paynesville   x SEE STEARNS COUNTY    
Pennington County   x     Midwest Minnesota Community Development Corporation (MMCDC) Small Business Emergency Loan. The loan is for small businesses impacted by COVID-19. Maximum $50,000 and 3.5% interest rate. Fast approval process. Minnesota service area includes Hubbard, Becker, Red Lake, Pennington, and Polk counties. Click here
Pine City   x SEE HUBBARD COUNTY   Pine City COVID Relief Loan. Click here
Plymouth   x SEE HENNEPIN COUNTY    
Polk County   x     Midwest Minnesota Community Development Corporation (MMCDC) Small Business Emergency Loan. The loan is for small businesses impacted by COVID-19. Maximum $50,000 and 3.5% interest rate. Fast approval process. Minnesota service area includes Hubbard, Becker, Red Lake, Pennington, and Polk counties. Click here
Ramsey County     x   Property Tax Extension. Click here
Red Lake   x SEE BELTRAMI COUNTY    
Red Lake County   x     Midwest Minnesota Community Development Corporation (MMCDC) Small Business Emergency Loan. The loan is for small businesses impacted by COVID-19. Maximum $50,000 and 3.5% interest rate. Fast approval process. Minnesota service area includes Hubbard, Becker, Red Lake, Pennington, and Polk counties. Click here
Red Lake Falls   x SEE RED LAKE COUNTY    
Redby   x SEE BELTRAMI COUNTY    
Redwood County   x     COVID-19 Emergency Business Loan Program implemented by the Redwood County EDA. For businesses located in Redwood County. Maximum loan is $5,000 at 0%. Click here
Redwood Falls   x SEE REDWOOD COUNTY    
Richfield   x SEE HENNEPIN COUNTY    
Richmond   x SEE STEARNS COUNTY    
Robbinsdale   x SEE HENNEPIN COUNTY    
Rochester x     CURRENTLY REVIEWING APPLICATIONS RECEIVED Keep it Local, COVID-19 Innovators Grant. Provides $100,000 in financial support to businesses that are adapting their models to work together in response to the challenges posed by COVID-19. The city is offering $50,000 in grant funds with DMC contributing an additional $50,000 to businesses located in the DMC District. Click here
Rochester - Downtown Rochester x       A variety of grant opportunities available to Rochester businesses, some location restrictions may apply. Click here
Rockford   x SEE WRIGHT or HENNEPIN COUNTY    
Rockville   x SEE STEARNS COUNTY    
Rogers   x SEE HENNEPIN COUNTY    
Sandstone   x     City of Sandstone COVID-19 Emergency Relief Loan Program. Kathy George, City Administrator 320-245-5241 or administrator@sandstonemn.com.
Sartell   x SEE STEARNS COUNTY    
Sauk Centre   x SEE STEARNS COUNTY    
Sherburne County     x   Property Tax Payment Relief for residents and businesses that have been directly or indirectly impacted by the economic pressures caused by the COVID-19 pandemic. Click here
Sherburne County   x     Sherburne County Economic Development Revolving Loan Fund (RLF) by resolution approved waiving of application fees and deferment of payments for existing and future borrowers. Contact Dan Weber, 763-765-3007 or  dan.weber@co.sherburne.mn.us 
Shorewood   x SEE HENNEPIN COUNTY    
Spicer   x SEE KANDIYOHI COUNTY    
St. Augusta   x SEE STEARNS COUNTY    
St. Bonifacius   x SEE HENNEPIN COUNTY    
St. Cloud   x SEE SHERBURNE COUNTY    
St. Joseph   x SEE STEARNS COUNTY    
St. Louis County   x x   Multiple COVID-19 relief options are available to businesses located within St. Louis County. Click here
St. Louis Park x       Small Business Emergency Assistance Program. Click here
St. Louis Park   x SEE HENNEPIN COUNTY    
St. Michael   x SEE WRIGHT COUNTY    
St. Paul x     CURRENTLY CLOSED Saint Paul Bridge Fund is an emergency relief program for families with children and small businesses impacted by the COVID-19 coronavirus pandemic. The $3.85 million fund will be distributed to qualifying Saint Paul families with children as a flat-rate $1,000 grant and to qualifying small businesses as a flat-rate $7,500 grant. Click here
St. Paul     x   ​​​​City of Saint Paul/HRA Short-Term Loan Payment Deferral Program. A short-term deferral program notifying all borrowers with business and rental rehab loans that no payments will be due during the months of April - June, 2020 (principal or interest). If the loan has an interest component, no interest will accrue during this 3-month period, nor will any late fees be charged. Contact the City of Saint Paul’s Department of Planning and Economic Development at 651-266-6565 for more information. 
St. Peter   x     COVID-19 Micro Loan Program. Click here
Stearns County   x   EXCLUDES City of St. Cloud Small Business Emergency Loans assist small businesses located in Stearns County (excluding the City of St. Cloud) that have been adversely affected during the coronavirus pandemic and whose industry is named in Executive Order 20-04 and Executive Order 20-08. Click here
Thief River Falls   x SEE PENNINGTON COUNTY    
Tonka Bay   x SEE HENNEPIN COUNTY    
Town of White x x    

CLOSED

Virginia     SEE ST. LOUIS COUNTY    
Waconia     x   City has waived their Revolving Loan Fund fee.
Waite Park   x SEE STEARNS COUNTY    
Warroad   x     Warroad Forgivable Loan Program. Click here
Waseca   x   Have already approved 30 loans. Waseca EDA COVID Loan. Click here
Watertown     x   Emergency Pandemic Business Rebate Program. Funds will be used for rebates on utility bills during the declared local emergency and any extension of the emergency period or up to 3 months (whichever is less). Click here
Waverly   x SEE WRIGHT COUNTY    
Wayzata   x SEE HENNEPIN COUNTY    
Willmar   x SEE KANDIYOHI COUNTY    
Windom   x     Small Business COVID Operating Loan, turnaround one week. Click here
Winona   x     Port Authority Emergency Loan Fund 2020: The Port Authority of Winona, with partners WNB Financial and Merchants Bank, has launched a $150,000 loan program for small businesses located in City of Winona disrupted by the pandemic. Loans are up to $6,000 and interest-free, with payments delayed until January 2021. Click here
Winona x     Grants will be awarded for the months of April, May and June of 2020. Winona Daily News Local Marketing Grant Program. All advertising products they offer are eligible for the matching grant. Grants will be issued up to $500,000 in total, ranging from $250 - $15,000 per month per client. Click here
Wright County EDC   x x WAITING FOR FINAL GUIDELINES. The WCEDP administers a Wright County RLF and the County Board authorized a deferment of payments for a 3 month period for all existing loans. Also looking at other options for the retail sector.
Zimmerman   x SEE SHERBURNE COUNTY